咨詢問題：如果老賴欠錢不還能怎么辦？

    Consultation question: what can Lao Lai do if he doesn't owe money?

    律師解答：廣州要賬公司律師解答：

    Lawyer'sanswer：

    面對不還錢的“老賴”，我們可以采取以下方法：

    Facing the "old Lai" who doesn't pay back, we can take the following methods:

    1.債務人欠條，協議期滿后對方多次拒絕支付欠款的，可以憑欠條直接向法院申請支付令。

    1. If the other party refuses to pay the debt for many times after the expiration of the agreement, the debtor can directly apply to the court for payment order with the debt slip.

    2.如果借據中沒有明確的還款時間，具體還款時間應以書面形式與債務人明確協商。債務人逾期不還的，可以向法院起訴。

    2. If there is no definite repayment time in the IOU, the specific repayment time shall be clearly negotiated with the debtor in writing. If the debtor fails to pay it back within the time limit, he may bring a suit in the court.

    3、文件生效后，法院申請執行。法院受理執行時，將依法查詢債務人名下的不動產、車輛、有價證券、存款等情況。被執行人名下有可供執行的財產的，法院應當予以查封、扣押。如果債務人無財產可供執行，拒不履行法院生效判決，其個人信用報告將增加逾期還款等負面信息，列入失信人員名單，限制其高消費和出入境，甚至被司法機關拘留。

    3. After the document takes effect, the court applies for execution. When accepting the execution, the court will inquire about the real estate, vehicles, securities, deposits, etc. under the debtor's name according to law. If there is property available for execution under the name of the person subjected to execution, the court shall seal up or detain it. If the debtor has no property to enforce and refuses to perform the effective judgment of the court, his personal credit report will increase negative information such as overdue repayment, be included in the list of dishonest persons, limit his high consumption and entry and exit, and even be detained by the judicial organ.